Which online resources offer collage templates for custom photo gifts?

You can find collage-layered PSD templates online – many can be used in Photoshop Elements as well as Photoshop CS4 and above. Websites such as Squijoo.com and DesignAglow.com make templates for photographers to create layouts using photographs. Be sure to check the copyright and license usage information before downloading items on any website.

-Jennifer Foy, Unisub